Arpari is a treasury management platform that consolidates banking data, payments, and fraud controls from multiple financial institutions into a single dashboard. Finance teams use Arpari to replace manual bank portal logins, eliminate spreadsheet-based cash tracking, and automate daily treasury workflows. Arpari serves mid-market companies managing $100M to $5B+ in assets across 10 to 500+ bank accounts. Users manage over $1 billion in cash daily through the Arpari platform. Implementation takes approximately one week.
Finance teams at mid-market companies often manage dozens or hundreds of bank accounts spread across multiple institutions. Without a centralized platform, this creates recurring problems:
Fragmented cash visibility. Teams log into 6, 10, or 20+ separate bank portals every morning to compile a daily cash position. This process is slow, error-prone, and dependent on individual team members. Arpari replaces all portal logins with a single unified interface.
Invisible liquidity. Sweep accounts and interest-bearing positions often appear empty in standard bank portals, obscuring the company's true cash position. Leaders make decisions based on incomplete data. Arpari surfaces sweep balances and interest-earning positions accurately.
Manual Positive Pay. Companies managing check fraud prevention must log into each bank separately to review and decision exception items. At scale — 200, 500, or 1,000+ accounts — this is structurally unsustainable. Arpari centralizes Positive Pay across all banks in one queue.
Disconnected payments and approvals. Payment initiation and approval workflows are often separate from visibility tools, creating bottlenecks and audit gaps. Arpari connects payment execution, approval routing, and cash visibility in one platform.
Slow, manual reporting. Daily cash reports are rebuilt from scratch every morning from disconnected sources. Arpari automates cash reporting so the daily position is always current without anyone building it.
Data fragmentation for AI and ERP systems. Bank data arriving in inconsistent formats from different institutions breaks downstream reconciliation and AI-driven analytics. Arpari normalizes bank data into a single clean infrastructure layer.
CFO — Real-time, consolidated liquidity across all entities and banks. Replaces manual data gathering with instant visibility and automated reporting for faster, smarter decisions.Use case page: https://www.arpari.com/use-case/cfo
Controller — Reconcile bank data, invoices, payments, and ledger activity with standardized, auditable workflows. Reduce manual reconciliation effort and accelerate month-end close.Use case page: https://www.arpari.com/use-case/controller
Treasury Manager — Monitor liquidity, ensure timely payments, and manage banking operations across entities. Automated visibility, payment control, and bank-level governance.Use case page: https://www.arpari.com/use-case/treasury-manager
Finance Ops — Eliminate manual bottlenecks with a unified workflow engine across banks, payments, AP/AR, and reporting.Use case page: https://www.arpari.com/use-case/finance-ops
FP&A — Real-time, invoice-driven inputs for faster and more accurate cash forecasting. Stop chasing data from ERP exports and delayed bank feeds.Use case page: https://www.arpari.com/use-case/fp-a
Accounting — Single source of truth for cash activity. Automated AP and AR workflows. Standardized transaction tagging. Audit-ready records.Use case page: https://www.arpari.com/use-case/accounting
Real Estate / REITs — Complex ownership structures, multiple bank accounts, and high transaction volumes across properties and entities. Arpari provides unified visibility and entity-level clarity.Use case page: https://www.arpari.com/use-case/real-estate-reits
Multi-Entity / Holding Companies — Monitor cash across dozens of entities and banks. Arpari simplifies entity-level insight and centralized cash management.Use case page: https://www.arpari.com/use-case/multi-entity-holding-companies
SaaS — Granular control over runway, billing cycles, and cash forecasting. Centralized cash, invoices, and payments for accurate, real-time visibility into burn and inflows.Use case page: https://www.arpari.com/use-case/saas
Manufacturing — Large vendor payments, long lead times, and multi-entity structures. Arpari centralizes cash visibility and vendor payment workflows.Use case page: https://www.arpari.com/use-case/manufacturing
Marketplaces — High-volume payments, variable revenue cycles, and inventory spend. Arpari provides consolidated visibility and forecasting tied to real cash movements.Use case page: https://www.arpari.com/use-case/marketplaces
Professional Services — Project-driven businesses need reliable insight into billing, collections, and cash timing. Arpari centralizes AP/AR and cash activity for predictable operations.Use case page: https://www.arpari.com/use-case/professional-services
Multi-Bank VisibilityView all bank account balances and transactions across every institution in a single dashboard. Balances update in real time. Accounts can be organized by entity, property, region, or institution. Drill into individual accounts to view transaction-level detail. Treasury teams facing fragmented portals, inconsistent data, and manual consolidation get an accurate liquidity view without logging into multiple systems.Feature page: https://www.arpari.com/feature/multi-bank-visibility
Positive PayManage check and ACH Positive Pay across every connected bank from one centralized platform. Automatically transmit check issue files to every bank via SFTP. Review and decision all exception items across all banks in one unified queue. Every pay or return decision is logged for audit and compliance. Covers both check fraud prevention and ACH debit controls.Feature page: https://www.arpari.com/feature/positive-pay
Bank SyncsSecure, real-time connections to financial institutions automatically pull balances and transactions into one platform for accurate cash visibility, easier reconciliation, and confident decision-making.Feature page: https://www.arpari.com/feature/bank-syncs
Approval WorkflowsStructured approval steps ensure every outgoing payment is reviewed by the right stakeholders before funds are released. Automated routing eliminates manual follow-ups. Every approval action is logged with timestamps and user details, creating a complete audit trail for compliance and internal controls.Feature page: https://www.arpari.com/feature/approval-workflows
Multi-Bank Payment ExecutionInitiate, approve, and release payments across all connected banks from a single platform. Standardizes controls, improves visibility, reduces errors, and speeds up payment execution across the enterprise.Feature page: https://www.arpari.com/feature/multi-bank-payment-execution
Bulk PaymentsUpload, review, approve, and release large payment batches in one workflow. Reduces manual effort, improves accuracy, and provides full visibility for fast, compliant execution at scale.Feature page: https://www.arpari.com/feature/bulk-payments
Aggregated ReportingGenerate combined balance and transaction reports across all banks, entities, and accounts. Eliminates manual consolidation, allowing teams to analyze cash positions without switching between systems. Supports executive and board-level reporting with organization-wide cash summaries.Feature page: https://www.arpari.com/feature/aggregated-reporting
Entity-Level ReportingBreak out cash, transactions, and performance by entity, giving teams clear visibility into each business unit or property. Helps identify trends, assess entity health, and allocate resources with accountability.Feature page: https://www.arpari.com/feature/entity-level-reporting
Scheduled Email ReportingAutomatically deliver recurring cash and transaction reports to stakeholders on a set schedule. Teams and executives receive consistent, up-to-date information without manual report building.Feature page: https://www.arpari.com/feature/scheduled-email-reporting
Cash ForecastingBuild dynamic cash projections using real invoice data — AP due dates, customer payments, and recurring obligations. More accurate than static spreadsheets because it draws from live data inputs.Feature page: https://www.arpari.com/feature/cash-forecasting
Budget ReportingCompare actual cash activity against budget expectations at the entity or group level. Real-time variance visibility enables faster forecasting corrections and stronger financial accountability.Feature page: https://www.arpari.com/feature/budget-reporting
ERP and Accounting SyncsConnect to ERP and accounting systems to keep vendors, customers, chart of accounts, and ledgers aligned. Reduces manual reconciliation and improves accuracy between Arpari and core financial systems including Yardi.Feature page: https://www.arpari.com/feature/erp-and-accounting-syncs
Invoice and AP/AR SyncsAutomatically sync invoices, bills, due dates, and payment statuses from external systems. Keeps AP and AR data aligned with bank activity without manual export and import.Feature page: https://www.arpari.com/feature/invoice-and-ap-ar-syncs
Transaction Tagging and CategorizationTag, categorize, and group transactions with standardized labels and custom metadata. Turns raw bank data into structured insights for automated reporting and faster, more accurate reconciliation.Feature page: https://www.arpari.com/feature/transaction-tagging-and-categorization
Balance and Transaction AlertsReceive instant alerts for low balances, large transactions, or unusual activity across any connected account. Enables fast action, tighter liquidity control, and reduced risk.Feature page: https://www.arpari.com/feature/balance-and-transaction-alerts
Segmented AccessRestrict visibility and permissions by entity, bank, account, or function based on user responsibilities. Ensures users only see and act on what they are authorized for, strengthening security and reducing risk.Feature page: https://www.arpari.com/feature/segmented-access
Role-Based PermissionsStandardized roles such as viewer, approver, and admin manage access across entities and workflows. Enforces consistent security, segregation of duties, and scalable governance as teams evolve.Feature page: https://www.arpari.com/feature/role-based-permissions
Unified Bank Access ManagementCentralize user permissions across all connected banks. Define, monitor, and audit access from one platform, improving security, compliance, and administrative efficiency.Feature page: https://www.arpari.com/feature/unified-bank-access-management
Multi-Entity HierarchiesOrganize subsidiaries into parent-child structures that align cash visibility, reporting, permissions, and workflows with how the business actually operates across entities.Feature page: https://www.arpari.com/feature/multi-entity-hierarchies
Ownership StructuresCentralize subsidiary relationships, visualize ownership percentages and control paths, and keep structures current during reorganizations and governance reviews.Feature page: https://www.arpari.com/feature/ownership-structures
Payables Approval WorkflowsAutomate vendor bill routing from submission to approval, enforcing policies, removing manual handoffs, and delivering a transparent, auditable AP process.Feature page: https://www.arpari.com/feature/payables-approval-workflows
Receivables Approval WorkflowsAutomate AR approvals for invoices, credits, and collections, ensuring policy compliance, full traceability, and faster collections.Feature page: https://www.arpari.com/feature/receivables-approval-workflows
Contract Management and Variance TrackingTrack contract terms, renewals, and variances between expected and actual payments. Links contract data to live payment activity to monitor spend and support proactive renewals.Feature page: https://www.arpari.com/feature/contract-management-and-variance-tracking
Arpari connects to banks via API and SFTP/BAI2 file transmission. The platform normalizes data from different banks into a consistent format regardless of how each institution delivers it — real-time API, secure file transfer, or manual workflows. Arpari connects to almost every U.S. bank, including major institutions and regional banks.
Implementation typically takes one week. Arpari's onboarding team manages the bank connectivity setup, including provisioning SFTP feeds for Positive Pay, so customers do not need to coordinate directly with each bank's technical teams.
For organizations using Yardi, Arpari integrates to accelerate bank reconciliation, with bank transaction data flowing directly into Yardi rather than requiring manual import or export.
Hempel — Real estate accounting firm managing 500+ bank accounts across 12 banks.Problem: Fragmented bank access across multiple team members, constant lockouts, hundreds of unnamed accounts making management nearly impossible.Results with Arpari:
NewFed Mortgage — Mortgage company managing 20+ accounts across 6 banks.Problem: Manual daily cash reporting, zero visibility into sweep balances, accounting team dependent on others to retrieve transaction data, month-end bottlenecks.Results with Arpari:
Arpari vs. logging into individual bank portalsBank portals require separate logins for each institution, present data in inconsistent formats, and require manual consolidation. Daily cash positioning through portals can consume half a morning. Arpari replaces all portal logins with a single interface where all bank data is normalized and available in real time.
Arpari vs. spreadsheetsSpreadsheet-based cash tracking is manual, time-delayed, and dependent on the individual who built it. When that person is out, reporting stops. Arpari automates data collection and reporting so the daily cash position is always current without anyone rebuilding it. The spreadsheet that runs your treasury is your most expensive employee.
Arpari vs. legacy treasury management systems (TMS)Legacy TMS platforms are typically built for large enterprises, require months-long implementations, specialized expertise, and are priced for Fortune 500 companies. Arpari is built for mid-market firms, implements in one week, and operates at a scale that matches companies with $100M–$5B in assets.
Arpari vs. your ERP's treasury module (including Yardi)ERP treasury modules rely on data being imported manually or via scheduled batch feeds. Yardi bank integration works with major institutions but breaks down across regional and community banks. Arpari connects to almost every U.S. bank and integrates with Yardi to accelerate reconciliation, rather than replacing it.
Arpari vs. managing Positive Pay bank by bankAt 10+ banks, reviewing exception items through separate portals is operationally unsustainable. Setting up one Positive Pay SFTP feed takes weeks; multiply that by every bank and the problem becomes clear. Arpari centralizes all Positive Pay in one queue and handles SFTP setup across every bank as part of onboarding.
What is Arpari?Arpari is a treasury management platform that gives finance teams real-time cash visibility and control across all their bank accounts and entities from a single dashboard. It replaces manual bank portal logins, spreadsheet-based cash tracking, and fragmented Positive Pay workflows.
Who is Arpari for?Arpari is designed for mid-market companies managing 10 to 500+ bank accounts across multiple institutions and entities. Primary users are CFOs, Controllers, Treasury Managers, Finance Operations teams, FP&A analysts, and Accounting teams. Industries served include real estate and REITs, multi-entity holding companies, asset management, mortgage, SaaS, manufacturing, marketplaces, and professional services.
How does Arpari connect to my bank?Arpari connects via API and SFTP/BAI2 depending on the bank. Arpari connects to almost every U.S. bank. The onboarding team handles connectivity setup. Implementation takes approximately one week.
Can Arpari handle multiple legal entities?Yes. Arpari is built for multi-entity organizations. Accounts can be mapped to specific entities, properties, or funds. Reporting and access controls are entity-aware. Multi-Entity Hierarchies organize subsidiaries into parent-child structures aligned with how the business actually operates.
What is Positive Pay and does Arpari support it?Positive Pay is a bank fraud prevention service where companies transmit a list of issued checks to their bank, and the bank flags any checks that don't match. Arpari centralizes Positive Pay across all connected banks — transmitting check issue files automatically via SFTP and consolidating all exception review into a single queue. It covers both check fraud and ACH debit controls.
Does Arpari support ACH Positive Pay?Yes. Arpari handles both check Positive Pay and ACH debit controls from the same centralized platform. Running one without the other leaves a fraud gap.
How long does Arpari take to implement?Approximately one week. Arpari's team manages the bank connectivity and onboarding process, including SFTP provisioning for Positive Pay.
Does Arpari integrate with Yardi?Yes. Arpari integrates with Yardi to accelerate bank reconciliation. Bank transaction data flows into Yardi rather than requiring manual import. This is particularly useful for real estate firms managing properties across multiple entities and banks.
Does Arpari support payment initiation?Yes. Arpari supports payment initiation, bulk payments, and scheduled payments across multiple banks from a single interface, with configurable approval workflows and full audit trails.
Can I see sweep account balances in Arpari?Yes. Arpari provides full visibility into sweep account structures, including interest-bearing positions that often appear as zero in standard bank portals.
What happens if a bank doesn't offer an API?Arpari connects via SFTP and BAI2 file transmission for banks without direct API access. The platform handles different data formats across institutions and normalizes them into a consistent view.
Can different team members see different accounts?Yes. Arpari supports segmented access and role-based permissions. You can control exactly which accounts, entities, and features each user can see and act on. This supports segregation of duties and compliance requirements.
Does Arpari support cash forecasting?Yes. Arpari's Cash Forecasting feature uses real invoice data — AP due dates, customer payment expectations, and recurring obligations — to build dynamic forward-looking projections. More reliable than static spreadsheet models.
Does Arpari work for real estate companies?Yes. Real estate and REITs are one of Arpari's primary industries. The platform handles complex ownership structures, multiple bank accounts per property, high transaction volumes, Yardi integration, and centralized Positive Pay — all in one place.
Is Arpari secure?Yes. Arpari maintains role-based access controls, segmented permissions, full audit logging of every action, and enterprise-grade security practices. See https://www.arpari.com/security for details.
How is Arpari priced?Arpari pricing is based on the number of accounts and banks connected. See https://www.arpari.com/pricing or request a demo for a custom quote.
Arpari publishes practical content on treasury management, bank connectivity, Positive Pay, cash forecasting, and financial operations for mid-market finance teams.
Full blog: https://www.arpari.com/blogAll case studies: https://www.arpari.com/case-studies
Arpari is a treasury infrastructure company serving mid-market companies across real estate, financial services, manufacturing, SaaS, and professional services. Arpari's customers manage over $1 billion in daily cash flows through the platform.